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NAC is Working Hard for America's
ATM Owners/Operators/Suppliers

Organized almost a decade ago to address US independent ATM industry issues and advocacy, The National ATM Council, Inc. is a 501(C) (6) not-for-profit trade association representing the Independent/Retail ATM provider/supplier industry in America. Over the course of its existence, NAC has more than tripled in size, with hundreds of Members ranging from many ATM deployers who own/operate fewer than 10 ATM terminals, to the largest ATM companies in the nation.


Our member locations range from rural gas stations to city sidewalks, and everywhere else the American public and tourists depend upon and desire convenient access to good 'ole American greenbacks!

Our Members service citizens in our inner city communities and some of our most rural areas in America, as well as throughout the more heavy-populated and affluent locations across our nation. NAC Members serve both the bodega and the Super Bowl event - and every type of retail and public venue imaginable. In times of natural disaster, NAC Member technicians are rolling trucks to make sure terminals are working and essential cash is available to all those in need. Our members work to make their ATM machines as safe as possible, and to comply fully with all legal and ethical standards and requirements of operation.

NAC is proud of our members' dedication to serving and supporting the US economy, and we respect their ongoing efforts to employ ethical business practices to ensure continued widespread access to cash throughout the U.S. We are honored and privileged to represent America’s Independent/Retail ATM industry and NAC will continue working hard and smart in protecting and promoting the interests of our Members and those they are privileged to serve!

"We can no longer assign the task of governing, growing and protecting our industry to others! The time is now to join together in numbers and create a unified voice for America's ATM providers and suppliers."

Why NAC?

NAC is the only trade organization in America that is solely focused on representing and protecting the interests of US Independent/Retail/Non-bank ATM owners, operators, and suppliers. We are a member-governed/driven organization - the only one of its kind totally devoted to and focused on promoting the business interests of ATM ISOs & Owner-Operators in the US. We are 100% US-based and dedicated to representing, protecting, and serving US Independent ATM Operators and their continued contributions to the US economy and public.


Why NAC is the Most Important

Trade Association for US ISOs/IADs/Suppliers

  • Formed in 2011 – NAC has continuously represented the key interests of the US Independent ATM Industry in all major federal, state, and local legal and regulatory matters nationwide

  • NAC has worked tirelessly to help scores of US ATM Operators obtain bank accounts for their Vault Cash needs

  • NAC has helped hundreds of ATM Operators obtain and maintain Vault Cash bank accounts for their ATM Businesses

  • NAC succeeded in passing the Payment Choice Act twice in the US House of Representatives, during the 2022 Session of Congress; and a revised PCA is poised for reintroduction this Session of Congress

  • NAC facilitated introduction of first-ever legislation in the 2022 Congressional Session to extend the protections of federal law enforcement to include Independent ATMs - which is poised to be reintroduced in the present Session

  • NAC remains unrelenting in its continued pursuit of federal litigation seeking antitrust relief against VISA/Mastercard on behalf of all US ATM Operators

  • NAC is the ONLY Organization with an active DC Governmental Affairs program and advocacy team – 100% dedicated
    to promoting the interests of America’s Independent ATM Operators & Suppliers


Notable NAC Accomplishments

  • Passing Federal Legislation to End the “Fee Sticker” Requirement–Putting a Stop to Thousands of Meritless Lawsuits Against Independent ATM Operators Nationwide

  • Delaying for Years Implementation of  EMV Penalty Exposure for ATM Operators Following Initial EMV Liability Shift Date

  • Defeating Passage of Multiple Federal & State Legislative Efforts to Cap ATM Surcharges –Including on Capitol Hill, and in Illinois, Iowa, and most recently Virginia in 2023

  • Achieving Landmark Favorable Changes
    to Federal Banking Regulations (FFIEC Examination Manual) Governing Bank Services for Independent ATM Operators

  • Spearheading Formation of Consumer Choice in Payments Coalition (CCPC) Seeking Passage of the PCA & Helping Fight the Ongoing “War on Cash”

  • Successfully Petitioning VISA to Allow DCC Services to be Provided to Cardholders at Independent ATMs in the US.

NAC Board


Patrick Conner

Vice Chair

Ed Kramer

Pro-Solv Solutions, LLC


Mike Powell

First Regents Bancservices, LLC


Barbara Montopoll

Easter ATM, Inc.

Bryan Bauer

Kahuna ATM Solutions

Jim Cabe

Turnkey ATM Solutions, LLC


Greg Chiasson

ATM's of the South, Inc.

Mark Cumming

ATM Merchant Services

Cooper Frandsen


Maya Fuentes

Paramount Management Group

Brian Haynes


Joseph Lee

Technovation Data, Inc.

Yonas Marcos

Star Financial Services, Inc.

Curt Selman

Selman Telecommunications

Investment Group, LLC

Philip Webb

PDQ Merchant Enterprises, Inc.

NAC Staff

Chief Operating Officer

Susan Renard

Executive Director

Bruce Renard

Business Services

Lauren Majure-Lawless

NAC Independent Accountant

Matthew Hansard, CPA

Thomson, Brock, Luger & Co.

Bookkeeping Services

Melissa Edwards

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