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What US ATM ISOs / IADs Need to Know & Do Now

Federal and State Information/Links for Small Business COVID-19 Financial Relief & Operating Conditions

The CARES Act (Coronavirus Aid, Relief, and Economy Security Act) was passed by Congress and signed into law by the President, as you no doubt have read/heard. The CARES Act includes the Paycheck Protection Loan Program, and other targeted relief for small businesses and individuals affected by the COVID-19 crisis.
The special SBA loan program will be administered through the financial institutions and will provide for 100% loan forgiveness to companies who apply the loan funds to maintain pre-crisis staffing & operational expenditure levels.
We encourage you to complete your SBA loan application as soon as possible, since the number of application will be high and processed on a first come-first served basis.
The new law also provides enhancements to State administered unemployment programs for affected individuals.
These benefits are extended to 1099 contract labor/contractors as well as traditional employees under the CARES Act.
Here is a link to a one-page summary of the new forgivable SBA loan program, prepared by Jones Walker - NAC's Governmental Affairs Counsel: 
For more detailed information about the new federal recovery/stimulus law, click these links to the U.S. House of Representatives’ Small Business Committee and U.S. Chamber of Commerce COVID-19 info pages, and for the full text of the final CARES measure, as enacted:
Many states are providing information to assist businesses in applying for federal relief, and to implement additional available State relief for small businesses affected by the ongoing pandemic. For your ready reference, NAC has assembled all of the most important information and links on a state-by-state basis in the listing below.
Please note that the application deadlines for some state-provided relief expire April 1 st – and so it is important that you check your state(s) information and act TODAY. Some of the state links will also refer you to additional grants or loans that may be available to you/your business at the city/county levels - please check these out carefully too.
NAC is here to help you! If you have any questions regarding how these laws apply to your business, or need assistance, please don't hesitate to email/call NAC at 904-683-6533 or Additionally, our Governmental Affairs Counsel has offered to also answer NAC Member questions on a complimentary basis – and NAC Members may call Rob Carothers at 251-439-7522 for such service. NAC will continue to keep you informed regarding any and all ATM related developments and impacts as the COVID-19 pandemic continues to unfold.
Stay Safe & Stay Strong - ATM NATION SHALL ENDURE!!!
1. Alabama
2. Alaska:
3. Arizona
4. Arkansas
5. California
6. Colorado-
7. Connecticut
8. Delaware
9. Florida
10. Georgia
11. Hawaii
12. Idaho
13. Illinois
14. Indiana
15. Iowa
16. Kansas
17. Kentucky
18. Louisiana
19. Maine
20. Maryland
21. Massachusetts
22. Michigan
23. Minnesota
24. Mississippi
25. Missouri
26. Montana
27. Nebraska:
28. Nevada
29. New Hampshire
30. New Jersey
31. New Mexico
32. New York
33. North Carolina
34. North Dakota
35. Ohio
36. Oklahoma:
37. Oregon
38. Pennsylvania
39. Rhode Island
40. South Carolina
41. South Dakota
42. Tennessee
43. Texas
44. Utah
45. Vermont:
46. Virginia
47. Washington
48. West Virginia:
49. Wisconsin
50. Wyoming
51. American Samoa:
52. Guam:
53. Northern Mariana Islands:
54. Puerto Rico:
55. Virgin Islands: